Terms and Conditions

Acceptance of These Terms

By accessing and using orivenquastilo's services, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.

These terms constitute a legally binding agreement between you and orivenquastilo regarding your use of our financial planning subscription service.

Service Overview

orivenquastilo provides subscription-based financial planning guidance through personalized consultations, educational resources, and ongoing support for Australian residents.

Our service includes general financial guidance, budgeting assistance, and strategic planning discussions. We do not provide specific advice or manage client funds directly.

Eligibility Requirements

To use our services, you must meet the following requirements:

• • Be at least 18 years of age and legally capable of entering into binding agreements
• • Be an Australian resident or have significant financial interests within Australia
• • Provide accurate and complete information during the registration and consultation process

18+ only

User Obligations and Responsibilities

As a orivenquastilo subscriber, you agree to use our services responsibly and in accordance with these guidelines:

Intellectual Property Rights

All content, materials, and intellectual property on our website and in our services remain the exclusive property of orivenquastilo unless otherwise specified.

Unauthorized reproduction, distribution, or modification of our content is prohibited and may result in legal action.

We grant you a limited, non-exclusive license to use our services for personal financial planning purposes only.

Subscription and Payment Terms

Your subscription to orivenquastilo financial planning services is subject to the following payment conditions:

• • Monthly subscription fee of $250 AUD, charged in advance on your billing cycle date
• • All fees include applicable GST and are processed through secure payment systems
• • Failed payments may result in service suspension until account is current

Cancellation and Refund Policy

You may cancel your subscription at any time by contacting our support team or through your account settings. Cancellation takes effect at the end of your current billing period.

Refunds are not provided for partial months or unused portions of your subscription. All sales are final upon service delivery.

Liability Limitations

To the maximum extent permitted by Australian law, orivenquastilo's liability for any claims arising from our services is limited to the amount you paid for services in the 12 months preceding the claim.

Indemnification Agreement

You agree to indemnify and hold harmless orivenquastilo, its employees, and affiliates from any claims, damages, or expenses arising from your use of our services or violation of these terms.

Complaint Resolution

We are committed to resolving disputes fairly and efficiently through established processes:

These dispute resolution processes do not limit your rights under Australian Consumer Law.

Privacy and Data Protection

Your privacy is important to us. We collect, use, and protect your personal information in accordance with Australian privacy laws and our Privacy Policy.

By using our services, you consent to our data processing practices as outlined in our Privacy Policy, which forms part of these terms.

Service Termination

We reserve the right to terminate or suspend your access to our services if you violate these terms or engage in behavior that harms our business or other users.

Upon termination, your access to our services will cease, and any outstanding fees remain due and payable.

Applicable Law

These terms are governed by the laws of New South Wales, Australia, and any disputes will be subject to the jurisdiction of Australian courts.

You consent to the exclusive jurisdiction of Australian courts for any legal proceedings related to these terms or our services.

Severability of Terms

If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

Complete Agreement

These terms, together with our Privacy Policy and other referenced policies, constitute the entire agreement between you and orivenquastilo regarding our services.

Terms Modifications

We may update these terms periodically to reflect changes in our services or legal requirements. Material changes will be communicated to subscribers.

Continued use of our services after changes constitutes acceptance of the updated terms.

Terms and Conditions Contact

For questions about these terms or our services, please contact us: