Important Disclaimers

General Information Only

The information provided on this website is for general informational purposes only and should not be considered as personalized financial advice. Every individual's financial situation is unique, and what works for one person may not be suitable for another.

We strongly recommend consulting with qualified financial professionals before making any significant financial decisions. Our content is designed to educate and inform, not to replace professional consultation tailored to your specific circumstances.

Information Accuracy and Currency

While we strive to provide accurate and up-to-date information, financial markets and regulations change frequently. We cannot guarantee the completeness or accuracy of all information presented.

• • Market data and financial information may be delayed or subject to change without notice
• • Regulatory requirements and tax implications can vary by location and individual circumstances
• • External economic factors may impact the relevance of historical data or projections

Limitation of Liability

To the maximum extent permitted by Australian law, orivenquastilo shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our services or website.

Professional Relationship Disclosure

Our subscription service provides general financial planning guidance and educational content. This does not create a formal advisor-client relationship unless explicitly agreed upon in writing through our consultation services.

Using our website or subscribing to our services does not automatically establish a fiduciary relationship or ongoing professional obligation beyond the terms of your subscription.

Third-Party Content and Links

Our website may contain links to external sites, resources, or services for your convenience. These links do not constitute endorsements of the linked content or services.

We are not responsible for the accuracy, availability, or content of external websites, nor for any transactions or relationships you may have with third parties.

Financial Planning Considerations

Financial planning is a complex process that depends on numerous personal factors including age, income, risk tolerance, and long-term goals. Our general guidance should be considered alongside professional advice specific to your situation.

Individual results may vary based on personal circumstances, market conditions, and implementation of financial strategies.

Governing Law and Jurisdiction

These disclaimers are governed by Australian law, specifically the laws of New South Wales. Any disputes arising from your use of our services will be subject to Australian jurisdiction.

If you are located outside Australia, please consult local financial regulations and consider how they may affect your use of our services.

User Indemnification

By using our services, you agree to indemnify and hold harmless orivenquastilo, its employees, and affiliates from any claims, damages, or expenses arising from your use of our website or services, or your violation of these terms.

Severability of Terms

If any provision of this disclaimer is found to be unenforceable or invalid, the remaining provisions will continue in full force and effect. The invalid provision will be replaced with a valid provision that most closely achieves the intended purpose.

Updates to This Disclaimer

We may update this disclaimer periodically to reflect changes in our services, legal requirements, or industry standards. Material changes will be communicated through our website or direct notification to subscribers.

Acceptance of These Terms

By accessing and using our website or services, you acknowledge that you have read, understood, and agree to be bound by this disclaimer and its terms.

Contact Information for Disclaimer Matters

For questions about this disclaimer or to report concerns about our services, please contact us: